Imagining Day Zero

Day Zero

I’m likely not alone in often trying to imagine how I will spend the first day after becoming financially independent. If you haven’t, try it. I contemplate reaching a goal that I will have been working towards for a considerable number of years. Will I book an around-the-world trip? Or should I hire a barbershop quartet to come into work and announce my resignation? Continue reading “Imagining Day Zero”

Money On My Mind

Ok, I need to start with a confession; I’ve been fretting a bit about money recently. Each month when I look back at my spending habits, they’re consistently above the level that I’m comfortable with, and above what I planned for. I guess it’s probably a feeling many of you have had, at least those who actually track spending. The numbers don’t line up with my plans for financial independence, and I feel a bit uneasy looking at them. Don’t get me wrong, to the average outsider my spending vs saving rates aren’t bad, but they’re not what I want them to be. Continue reading “Money On My Mind”

Achieving Stealth Wealth

There is a history in the world of financial independence of people plodding along incognito, meanwhile amassing a healthy nest egg. Their coworkers, friends and even some family have no idea that many of these people are millionaires or can afford to never work again. In the terms of building your FIRE engine, it’s the equivalent of adding an invisibility cloak to your engine (cue Harry Potter references).

Continue reading “Achieving Stealth Wealth”