2017 Goals Review, and New Resolutions

It’s that time of year! The nights are cold and dark, there are lights up everywhere, and we’re almost at the end of another year. Despite the cold and darkness it’s one of my favourite periods, not simply because of the festivities and presents, but because it is a time of reflection for me. I love looking back at everything that has happened in the last twelve months; how my life has changed, the fun experiences and interesting relationships I’ve had, and progress made towards my various goals in life. It also offers an opportunity to look forwards to another year, another three hundred and sixty five days of opportunities!

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Choosing Not to Afford Things

My Pet Hate

Please excuse me while I have a short rant about a regular occurrence that really grates on me, and I imagine a good few of you too. It’s a small thing, really only four words, but it’s a concept that lies at the heart of why most people will never become financially independent. Those words?

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Imagining Day Zero

Day Zero

I’m likely not alone in often trying to imagine how I will spend the first day after becoming financially independent. If you haven’t, try it. I contemplate reaching a goal that I will have been working towards for a considerable number of years. Will I book an around-the-world trip? Or should I hire a barbershop quartet to come into work and announce my resignation? Continue reading “Imagining Day Zero”

Achieving Stealth Wealth

There is a history in the world of financial independence of people plodding along incognito, meanwhile amassing a healthy nest egg. Their coworkers, friends and even some family have no idea that many of these people are millionaires or can afford to never work again. In the terms of building your FIRE engine, it’s the equivalent of adding an invisibility cloak to your engine (cue Harry Potter references).

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