The world is ending!
Ha, just kidding (sort of), that was the first phrase that came to mind when I started writing this manifesto. Why a manifesto? Because I want to explain why I’m planning on streaming my consciousness out into the internet, and why anyone else might care.
So, why am I here? I’m here because I want to become financially independent, to be able to shove a spanner in the machine that would see me working full time in the same job until I’m 68+. That’s not because I don’t want to work, and want to be able to sit on a beach/yacht/private jet whiling away my days. It’s because I want to do the fun things in life, the adventures and experiences that make for kick-ass stories when I’m in my nineties (and hopefully will still be doing them!).
To do that, I need to build my FIRE Engine, to get me to financial independence/retiring early (see, FIRE!) with plenty of time to enjoy the ride afterwards.
The Financial Independence Game Plan
How do I plan on doing it? I’m going about this mission in a novel way, how I bet you’ll not have seen on any other financial independence / early retirement / personal finance blog! I’m planning on getting there by spending less (a lot less) than I earn, maximising income and trying to separate the input value of “my time” from the income equation.
Gahh, did I just regurgitate the message of many others who’ve gone before me? Abso-frigging-lutely, because while this stuff is simple and boring and un-sexy, just like the way to be healthy and lose weight is to eat less and move more, people just don’t do it. Why is this? because it’s both really easy and really hard at the same time. It’s easy because in theory “not buying” something takes zero physical effort, and after a half hour of setting up an investment account online you could have contributions automated between now and the day you can afford your tropical island. It’s hard, because we are brought up as consumers, and companies spend billions to make you buy more stuff that you don’t need. And don’t feel bad, they’ve gotten REALLY good at it.
That’s why I want to help support other people in implementing these simple ideas so you can go and do your own adventures, while also holding myself accountable on my own journey. Ready? Let’s go!